Dental Financing in Katy, TX
Insurance, 0% APR financing, a plan with the practice, or the membership for patients with no insurance at all.
The Rule
Three things that are always true.
Treatment is planned and priced in writing before it starts.
What insurance covers, and what it does not, is on the same page before you decide.
Nothing is started on the day you arrive.
Priced before the work.
The Ways to Pay
Four ways to pay for it.
Most treatment uses more than one.
| Question | InsuranceAll PPO plans, Delta Dental, Medicaid | CherryFinancing | Payment planIn office | MembershipSavings plan |
|---|---|---|---|---|
| Who it suits | Anyone with a major PPO plan. Most providers accepted. | A balance you would rather split into monthly payments. | Larger treatment, paid over time directly with the practice. | Patients without dental insurance. |
| Credit check | None. | No hard credit check. | Ask the front desk. | None. |
| Cost of borrowing | Your plan’s deductible and copay, worked out first. | 0% APR. | Set with the front desk when the treatment is priced. | One annual fee. Two exams and two cleanings included. |
| How it starts | Bring your card, or read it out when you book. | Apply online in a few minutes and choose Mason Park Dental as your location. Cherry is an independent lender. Apply with Cherry | Agreed in writing with the plan and the price. | Sign up at the practice. The dental savings plan. |
Questions patients ask about paying
Do you take my insurance?
We accept all PPO insurance plans, and we also take Delta Dental and Medicaid. Bring your card to the first visit, or read it to the front desk when you book, and we check what your plan covers before treatment starts.
What if I have no insurance?
The practice runs an annual membership plan for patients without insurance. It includes two exams and two cleanings a year and discounts on standard procedures, with no pre-authorization and no exclusions for pre-existing conditions. The dental savings plan.
Does financing need a credit check?
Cherry financing splits the balance at 0% APR with no hard credit check. In-office and third-party payment plans are also available; ask the front desk which fits the treatment you are planning.
When do I find out the price?
Treatment is planned and priced in writing before it starts, with what insurance covers and what it does not. No treatment is started on the day you arrive.
The Desk
The people who work it out with you.
The front desk checks the coverage before anything begins.
The Plan
No insurance? The practice has a plan for that.
An annual membership for patients without insurance, run by the practice itself.
- Two exams and two cleanings a year
- Discounts on standard procedures, including crowns, periodontics and veneers
- No pre-authorization requirements
- Nobody disqualified for a pre-existing condition
The Invitation
Ask what it will cost.
Book a first visit; the plan and the price come back in writing before anything starts.
- Hours
- Mon to Wed 9am to 6pm
Thu 9am to 5pm
Fri to Sun Closed - Emergencies
- Call the practice. We keep same day slots for pain, breaks and knocked out teeth.
